Thinking of getting a Cabela's Credit Card?
The Cabela's credit card is a store-branded credit card that can be used to purchase items at Cabela's retail stores and online. The card offers a number of benefits, including:
- 5% back on all Cabela's purchases
- Special financing on major purchases
- Exclusive access to sales and promotions
If you're a frequent Cabela's shopper, the Cabela's credit card can be a great way to save money on your purchases. However, it's important to compare the card's benefits to other credit cards before applying. You should also make sure that you can pay off your balance in full each month to avoid paying interest.
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Cabela's Credit Card
The Cabela's credit card is a store-branded credit card that offers a number of benefits to cardholders, including rewards, financing, and exclusive access to sales and promotions.
- Rewards: Earn 5% back on all Cabela's purchases.
- Financing: Special financing on major purchases.
- Exclusive access: Exclusive access to sales and promotions.
- No annual fee: No annual fee to use the card.
- Easy to apply: Apply for the card online or in-store.
- Widely accepted: Accepted at Cabela's retail stores and online.
- Customer service: 24/7 customer service available.
The Cabela's credit card is a great option for frequent Cabela's shoppers. The card offers a number of valuable benefits, including rewards, financing, and exclusive access to sales and promotions. If you're looking for a credit card that can help you save money on your Cabela's purchases, the Cabela's credit card is a great choice.
1. Rewards
The Cabela's credit card offers a generous rewards program that allows cardholders to earn 5% back on all Cabela's purchases. This is a valuable benefit for frequent Cabela's shoppers, as it can add up to significant savings over time.
- How it works: To earn rewards, simply use your Cabela's credit card to make purchases at Cabela's retail stores or online. You'll earn 5% back on every purchase, regardless of the amount.
- Redeeming rewards: You can redeem your rewards in a number of ways, including:
- Statement credit: Apply your rewards as a statement credit to your Cabela's credit card account.
- Gift cards: Redeem your rewards for Cabela's gift cards.
- Merchandise: Redeem your rewards for Cabela's merchandise.
- No limits: There are no limits on the amount of rewards you can earn, so you can save even more money the more you shop at Cabela's.
The Cabela's credit card's rewards program is a great way to save money on your Cabela's purchases. If you're a frequent Cabela's shopper, the Cabela's credit card is a must-have.
2. Financing
The Cabela's credit card offers special financing on major purchases, which can be a valuable benefit for cardholders who need to make a large purchase. This financing can help cardholders save money on interest and make their purchase more affordable.
To qualify for special financing, cardholders must make a minimum purchase of $299. Once approved, cardholders will receive a promotional APR for a period of time, typically 6 to 12 months. After the promotional period ends, the APR will increase to the standard rate.
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Special financing can be a great way to save money on major purchases, such as a new hunting rifle or fishing boat. Cardholders can use the promotional period to pay down the balance of their purchase without paying any interest. This can save them a significant amount of money over time.
Here is an example of how special financing can save you money. Let's say you purchase a new hunting rifle for $1,000. If you use your Cabela's credit card and qualify for special financing, you will receive a promotional APR of 0% for 6 months. During this time, you can make monthly payments of $166.67 without paying any interest. After the promotional period ends, the APR will increase to the standard rate of 17.99%. If you continue to make monthly payments of $166.67, it will take you 72 months to pay off the balance of your purchase. However, you will only pay $359.82 in interest over the life of the loan. If you had not qualified for special financing, you would have paid $679.62 in interest.
Special financing is a valuable benefit that can help Cabela's credit cardholders save money on major purchases. If you are planning to make a large purchase, be sure to ask about special financing options.
3. Exclusive access
The Cabela's credit card offers exclusive access to sales and promotions, which can save cardholders money on their purchases. These sales and promotions are typically only available to cardholders, and they can offer significant discounts on a variety of items, including hunting and fishing gear, outdoor apparel, and home goods.
- Members-only sales: Cabela's credit cardholders have access to members-only sales that are not available to the general public. These sales can offer discounts of up to 50% off on a variety of items.
- Exclusive coupons: Cabela's credit cardholders receive exclusive coupons that can be used to save money on their purchases. These coupons can be found in the mail, in email, and on the Cabela's website.
- Early access to sales: Cabela's credit cardholders often have early access to sales, which allows them to get the best deals on the items they want.
- Free shipping: Cabela's credit cardholders often receive free shipping on their purchases, which can save them money on large or bulky items.
Exclusive access to sales and promotions is a valuable benefit of the Cabela's credit card. Cardholders can save money on their purchases by taking advantage of these sales and promotions.
4. No annual fee
The Cabela's credit card has no annual fee, which is a significant benefit for cardholders. An annual fee is a yearly charge that some credit cards require cardholders to pay. This fee can range from $25 to $500, and it can add up over time. By not having an annual fee, the Cabela's credit card saves cardholders money.
There are a number of reasons why a credit card company may charge an annual fee. Some credit cards offer rewards or benefits that justify the annual fee. For example, some credit cards offer rewards points that can be redeemed for travel, merchandise, or cash back. Other credit cards offer benefits such as travel insurance, purchase protection, and extended warranties. However, the Cabela's credit card does not offer any rewards or benefits that would justify an annual fee. As a result, the card's lack of an annual fee is a significant benefit for cardholders.
Cardholders can use the money they save on annual fees to pay down their debt, save for a rainy day, or invest for the future. The Cabela's credit card's no annual fee policy is a valuable benefit that can help cardholders save money.
5. Easy to apply
The Cabela's credit card is easy to apply for, both online and in-store. This makes it convenient for potential cardholders to apply for the card, regardless of their location or schedule. The online application process is simple and straightforward, and it can be completed in just a few minutes. The in-store application process is also quick and easy, and it can be completed with the help of a Cabela's employee.
The ease of applying for the Cabela's credit card is a significant benefit for potential cardholders. It makes it easy for them to get approved for the card and start enjoying the benefits it offers, such as rewards, financing, and exclusive access to sales and promotions.
In addition, the ease of applying for the Cabela's credit card can help to increase the number of cardholders. This can benefit Cabela's by increasing the amount of money that cardholders spend at its stores. It can also help to build customer loyalty and create a stronger relationship between Cabela's and its customers.
6. Widely accepted
The Cabela's credit card is widely accepted at Cabela's retail stores and online. This is a significant benefit for cardholders, as it allows them to use their card to purchase items at all Cabela's locations.
The wide acceptance of the Cabela's credit card is due to the fact that Cabela's is a major retailer of hunting, fishing, camping, and outdoor gear. Cabela's has over 500 retail stores in the United States and Canada, and its online store ships to all 50 states. As a result, the Cabela's credit card is a convenient and easy way to purchase items from Cabela's, regardless of where you live.
The wide acceptance of the Cabela's credit card is also a benefit for Cabela's. By making it easy for customers to use their Cabela's credit card, Cabela's can increase sales and build customer loyalty. In addition, the Cabela's credit card can help Cabela's to track customer spending habits and target marketing campaigns.
Overall, the wide acceptance of the Cabela's credit card is a benefit for both cardholders and Cabela's. Cardholders can use their card to purchase items at all Cabela's locations, and Cabela's can use the card to increase sales and build customer loyalty.
7. Customer service
The Cabela's credit card offers 24/7 customer service, which is a valuable benefit for cardholders. This means that cardholders can get help with their account or any questions they have about the card at any time of day or night.
- Convenience: 24/7 customer service is convenient for cardholders because they can get help whenever they need it. This is especially helpful for cardholders who have questions or problems outside of normal business hours.
- Peace of mind: 24/7 customer service can give cardholders peace of mind knowing that they can get help with their account or any questions they have at any time. This can be especially helpful for cardholders who are traveling or who have an emergency.
- Problem resolution: 24/7 customer service can help cardholders resolve problems with their account quickly and efficiently. This can help to minimize the impact of any problems on the cardholder's finances and credit score.
- Improved customer satisfaction: 24/7 customer service can help to improve customer satisfaction by providing cardholders with the help they need when they need it. This can lead to increased loyalty and repeat business.
Overall, the Cabela's credit card's 24/7 customer service is a valuable benefit for cardholders. It provides cardholders with the convenience, peace of mind, problem resolution, and improved customer satisfaction that they need.
Cabela's Credit Card FAQs
This section provides answers to frequently asked questions about the Cabela's credit card. If you have any questions that are not answered here, please contact Cabela's customer service.
Question 1: What are the benefits of the Cabela's credit card?
The Cabela's credit card offers a number of benefits, including:
- 5% back on all Cabela's purchases
- Special financing on major purchases
- Exclusive access to sales and promotions
- No annual fee
- Easy to apply
- Widely accepted
- 24/7 customer service
Question 2: How do I apply for the Cabela's credit card?
You can apply for the Cabela's credit card online or in-store. The online application process is simple and straightforward, and it can be completed in just a few minutes. The in-store application process is also quick and easy, and it can be completed with the help of a Cabela's employee.
Question 3: What is the credit limit on the Cabela's credit card?
The credit limit on the Cabela's credit card varies depending on your creditworthiness. Cabela's will consider your income, debt, and credit history when determining your credit limit.
Question 4: What is the interest rate on the Cabela's credit card?
The interest rate on the Cabela's credit card is variable and ranges from 17.99% to 26.99%. The interest rate that you receive will be based on your creditworthiness.
Question 5: How do I make a payment on my Cabela's credit card?
You can make a payment on your Cabela's credit card online, by phone, or by mail. To make a payment online, log in to your Cabela's credit card account and follow the instructions. To make a payment by phone, call the number on the back of your credit card. To make a payment by mail, send a check or money order to the address on your credit card statement.
We hope this information answers your questions about the Cabela's credit card. If you have any further questions, please contact Cabela's customer service.
Thank you for choosing the Cabela's credit card!
Conclusion
The Cabela's credit card is a great option for frequent Cabela's shoppers. The card offers a number of valuable benefits, including rewards, financing, and exclusive access to sales and promotions. If you're looking for a credit card that can help you save money on your Cabela's purchases, the Cabela's credit card is a must-have.
Here are some of the key benefits of the Cabela's credit card:
- 5% back on all Cabela's purchases
- Special financing on major purchases
- Exclusive access to sales and promotions
- No annual fee
- Easy to apply
- Widely accepted
- 24/7 customer service
